Monday, December 21, 2009

Insurance

It occurs to me that insurance is more of a cultural cornerstone than any kind of scam. We seek out insurance, buffers against failure, and even institutionalize them. Salaried careers all but guarantee not raw money but income. Marriage is mate security. Car payments promise consistent transportation. Epic stories espouse risk and reward, but strong moral fiber preaches slow and steady gains.

I don't know where I'm leading this, it's just been mulling around in my head the past couple weeks.  It partly helps me reason out why I'm so damn scared sometimes about the future. Society raised me to latch onto a comfortable rail and going offroad feels increasingly frightening.

Okay, enough with this post, more receipts to go through to balance my budget ...

2 comments:

Jootastic said...

It seems that the epic risks can only come when one either has NO security at all or TOO MUCH of it. A golfer with a beautiful wife and career risks his peen by flumping tons of women. A homeless man stands on the corner begging for change, risking any dignity he has left for money. A college kid tries heroin for the first time while mom and dad pay for his bachelor's degree. Insurance is a shifting of the risk. We pay for it so we can take other risks.

gaunot

Neil C. Obremski said...

I would actually differentiate experimentation from an intended risk-for-reward. Driving for any kind of extra high to alleviate boredom isn't pushing any of your own limits. Falling into something or slipping up isn't taking a risk, just living with consequences. There is no climb. But I do with agree with: "It's only when you've lost everything that you're free to do anything." Then again, maybe it's not risk if you have nothing to lose.

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